What is a good credit score?
Credit bureaus generally consider a good credit score to be anything above 650
What is a bad credit score?
Credit bureaus typically consider anything below 580 to be a bad credit score.
What is the range for credit scores?
The main credit scores range from 300 – 850.
What affects my credit score?
payment history, credit usage, credit age, credit mix and recent credit.
What score do I need to get a house?
Many factors that go into being approved for a loan, but generally you’ll need at least a 620.
Can my credit be repaired?
Yes. We will help you work to address any unfair or inaccurate negative items hurting your credit
How long does credit repair take?
You will see results within 30 days
Is credit repair legal?
Yes—you have a legitimate and legal right to a fair, accurate and substantiated credit report.
Should I pay off collections on my credit report?
No. Never pay a collection account. Call Classy Credit before paying anything.
Does paying my bills restore my credit?
You might think so, but unfortunately it does not.
Is there a service guarantee with Classy Credit?
Yes. We will do everything in our power to help you achieve a fair and accurate credit report.
What are the accepted payment methods?
Credit card (via our website only), Applepay, or Zelle. Our Payment Line is 210-887-5673.